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Mortgages


Whether you are buying a new home or refinancing your existing one, The Bank of Princeton proudly offers a variety of Mortgage Products that can help you with your needs.

Home buying or refinancing your current home is a major financial investment, and the Bank's consultants have the expertise to guide you through the process. The Bank has a number of flexible options for home buying or refinancing.

 

Home Buying 

  • Fixed Rate
  • Adjustable Rate
  • Low down payment options with a minimum of 5%. *(With a low down payment, mortgage insurance is required and increases the loan cost and monthly payment.)
  • Pre-qualification available

If you are looking for a house in New Jersey or Southeastern Pennsylvania, a mortgage consultant can determine if you are eligible.


Refinancing

  • Fixed Rate
  • Adjustable Rate
  • Lower your monthly payment
  • Pay off your loan sooner

If you live in New Jersey or Southeastern Pennsylvania, a mortgage consultant can determine if you are eligible.


Qualifying for a mortgage or refinancing is about understanding the numbers. The Bank of Princeton has several mortgage calculators to assist you. The Mortgage Qualifier helps calculate a budget to see how much you may be able to borrow. The Mortgage Refinance Calculator assists in determining if refinancing might be the right financial decision. 


This image depicts a house.

Next Steps

Are you ready to apply for a mortgage or refinance your home? The Bank of Princeton has developed a home loan application checklist to assist you in gathering the necessary information when you decide to apply for a loan. 

Contact one of our consultants today to help you determine the best product for you based upon your individual needs. Find the closest The Bank of Princeton or MoreBank branch so you can begin the process! 


The Bank of Princeton NMLS# 766635