Consumer Lending
Whether it's a checking account with no service fees, a savings account that helps your child start managing money, or a home equity loan to cover costs of home renovations, we help you to Bank Wisely.
Consumer Lending Products
Home Equity Loan
A loan which is fully disbursed at closing & repaid over the term requested.
- Minimum loan amount is $10,000
- Interest is fixed for the term
- No application fee
- Fees limited to recording fee
- Title Insurance may be required
- Property & flood insurance may be required
Home Equity Line of Credit
A variable rate line of credit which revolves, allowing advances at the option of the borrower.
- Minimum loan amount is $10,000
- Competitive interest rates
- No application fee
- Title Insurance may be required
- Property & flood insurance may be required
- Fees limited to recording fee
- Early termination fee applies
Auto Loan
A fixed rate term loan to finance the purchase of an automobile.
- Minimum loan amount is $5,000
- The Bank of Princeton will finance up to 80% of the invoice on new vehicles
- Please contact your local customer service representative for more details
Personal Loan
Flexible borrowing product used to finance short-term borrowing needs.
- Secured by a CD
- Minimum amount $1,000
- Please contact your local customer service representative for more details
Overdraft Protection
A product to help you when your cash flow is interrupted. With this product, you will not have to worry about being overdrawn in your checking account.
- The Bank of Princeton will provide an overdraft line of credit for the life of the checking account
- Minimum line is $500
- Competitive interest rates
- Please contact your local customer service representative for more details
Residential Mortgage
Owning a home is a dream. Let us help make it a reality.
- Flexible mortgage options available
- Financing for purchases & refinancing
- Please contact your local customer service representative for more details