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Consumer Lending


Whether it's a checking account with no service fees, a savings account that helps your child start managing money, or a home equity loan to cover costs of home rennovations, we help you to Bank Wisely.

Consumer Lending Products

Home Equity Loan

A loan which is fully disbursed at closing & repaid over the term requested.

  • Minimum loan amount is $10,000
  • Maximum term is 240 months
  • Interest is fixed for the term
  • No application fee
  • Fees limited to recording fee
  • Title Insurance may be required
  • Property & flood insurance may be required

Home Equity Line of Credit

A variable rate line of credit which revolves, allowing advances at the option of the borrower.

  • Competitive interest rates
  • No application fee
  • Title Insurance may be required
  • Property & flood insurance may be required
  • Fees limited to recording fee
  • Early termination fee applies

Auto Loan

A fixed rate term loan to finance the purchase of an automobile.

  • Minimum loan amount is $5,000
  • Maximum term is 60 months
  • The Bank of Princeton will finance up to 80% of the invoice on new vehicles
  • Please contact your local customer service representative for more details

 

Personal Loan

Flexible borrowing product used to finance short-term borrowing needs.

  • Secured by a CD
  • Minimum amount $1,000
  • Terms range from 12 to 60 months
  • Please contact your local customer service representative for more details
 

Overdraft Protection

A product to help you when your cash flow is interrupted. With this product, you will not have to worry about being overdrawn in your checking account.

  • The Bank of Princeton will provide an overdraft line of credit for the life of the checking account
  • Minimum line is $500
  • Maximum line is $10,000
  • Competitive interest rates
  • Please contact your local customer service representative for more details

 

Residential Mortgage

Owning a home is a dream. Let us help make it a reality.

  • Flexible mortgage options available
  • Financing for purchases & refinancing
  • Please contact your local customer service representative for more details
 
 
For more information, please contact your local customer service representative today! 609.921.1700