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Personal Deposit Rates

Personal Checking Account

Product Type Opening Deposit Interest Rate Interest Tier APY*  Min Balance to Obtain APY*
Wise Checking
$50 none none none none
Premier Checking
$50


$50
0.02%


0.02%
$1,000-
$2,499

$2,500+
0.02%


0.02%
$1,000


$1,000
Classic Checking
$50
0.02%
$500 + 
0.02% 
$500

Personal Savings Account

Product Type Opening Deposit Interest Rate Interest Tier APY* Min Balance to Obtain APY*
Princeton Savings $5,000 0.30% none 0.30% none
Wise Savings
$50


$50


$50


$50
0.03%


0.03%


0.05%


0.05%
$0 -
$9,999

$10,000 -
$49,999

$50,000- $249,999

$250,000
0.03%


0.03%


0.05%


0.05%
none


none


none


none
Princeton Money Market $5,000 0.30% none 0.30% none
Priority Money Market
$50


$50


$50


$50
0.03%


0.03%


0.05%


0.07%
$2500 -
$9,999

$10,000 -
$24,999

$25,000 -
$249,999

$250,000
0.03%


0.03%


0.05%


0.07%
$2,500


$2,500


$2,500


$2,500
IRA Savings none 0.05% none 0.05% none

Basic Certificate of Deposit Interest Rates

Type Opening Deposit Interest Rate APY*  Min Balance to Obtain APY*
3 Month
$500 0.05% 0.05% $500
6 Month $500 0.10% 0.10%
$500
9 Month $500 0.15% 0.15% $500
12 Month $500 0.25% 
0.25% $500
24 Month $500 0.35%  0.35% $500
36 Month $500 0.40%  0.40% $500
48 Month  $500 0.45% 0.45% $500
60 Month $500 0.50% 0.50% $500
Rates Effective as of 08/01/2021

For information on Jumbo (over $100,000) CD's, please contact your local branch.

*Denotes Annual Percentage Yields. APY's are accurate as of the date above. Please contact your local branch for more detailed information regarding CD Interest Rates and monthly type options or Jumbo CD Interest Rates. Terms and rates are subject to change without notice. Rates may change after account is opened. Fees may reduce earnings. A penalty may or will be imposed for early withdrawal. Each of the certificates listed are available for all personal categories. Contact The Bank of Princeton for details. Call your local Customer Service Representative or 609.921.1700.