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Loan Rates


Home Equity Line (Standard)
Home Equity Loan Term80% LTV90%LTV100% LTV Floor
5 Year Draw PeriodPrime +.74%n/an/a 3.99%
Minimum line amount $10,000, maximum $250,000. 1st 5 Years interest only; 15 year repayment - principal and interest; title insurance required over $500,000; $500 early termination fee for first 24 months.

Home Equity Loan
Home Equity Loan Term80% LTV 90%LTV 100% LTV
3 Years 5.00%

5 Years 5.00%

7 Years 5.50% n/a n/a
10 Years 5.50%    
15 Years 6.125%    

Minimum loan amount $10,000; title insurance required over $500,000; Maximum CLTV of 80%.


Over Draft Protection
MinimumMaximumFloorInterest Rate
$500$10,000Life of DDA14%

Personal Loan
Secured
MinimumTerm LTV Interest Rate
CD$1,00012 to 60 monthsContact loan center for rates and LTV

Auto Loan
Auto Minimum 36 Months
Dn/Pmnt/Rate
48 Months
Dn/Pmnt/Rate
60 Months
Dn/Pmnt/Rate
New
(non-titled)
2012-2013
$10,000 20% / 5.75% 25% / 6.00% 20% / 6.50%
Used
2011- 2012
$5,000 20% / 6.50%
30% / 6.25%
20% / 6.75%
30% / 6.50%
20% / 7.00%
30% / 6.75%
Used
2009 -2010
$5,000 20% / 7.00%
30% / 6.75%
20% / 7.25%
30% / 7.00%
20% / 7.5%
30% / 7.25%





**Terms and rates are subject to change without notice. Interest Rates subject to credit approval. Unless otherwise noted, all interest rates are Annual Percentage Rates. . Contact The Bank of Princeton for details Call your local customer service representative or 609.921.1700.