Person picking up a model of a house.

Mortgages


Owning a home is a dream. Let us help make it a reality.

Whether you are buying a new home or refinancing your existing one, The Bank of Princeton proudly offers a variety of Mortgage Products that can help you with your needs.

Home buying or refinancing your current home is a major financial investment, and our consultants have the expertise to guide you through the process.


Home Buying & Residential Mortgages

The Bank of Princeton offers flexible mortgage options with low down payment options with a minimum of 5%. *(With a low down payment, mortgage insurance is required and increases the loan cost and monthly payment.)

Pre-qualification available. First Time Home Buying options available.



Refinancing

By refinancing your current home, you can get a better fixed rate, lower your monthly payments, or even pay off your home loan sooner.



Understanding The Numbers

Qualifying for a mortgage or refinancing is about understanding the numbers. The Bank of Princeton has several mortgage calculators to assist you. The Mortgage Qualifier helps calculate a budget to see how much you may be able to borrow. The Mortgage Refinance Calculator assists in determining if refinancing might be the right financial decision.


Next Steps

Are you ready to apply for a mortgage or refinance your home?


The Bank of Princeton has developed a home loan application checklist to assist you in gathering the necessary information when you decide to apply for a loan.


Have Questions?

Contact one of our consultants today to help you determine the best product for you based upon your individual needs. Call us at 609.681.5190.




The Bank of Princeton NMLS# 766635




The Bank of Princeton has partnered with Paramount Bank, an FDIC insured bank located in St. Louis, Missouri.  This partnership allows The Bank of Princeton to offer our customers additional residential mortgage services.  If The Bank of Princeton is not able to provide the residential mortgage services you are looking for, our partnership with Paramount Bank allows us to refer your loan application to them and allow the loan application process to continue.  Our lenders are committed to finding you the best residential mortgage services that fits your needs.