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Commercial Lending

General Commercial Lending Products

Business Line of Credit

Flexible borrowing instrument used to finance short-term borrowing needs.

  • Manage cash flow efficiently with easy access to credit
  • Fund working capital needs, such as purchasing inventory or business growth opportunities
  • Flexible repayment terms & competitive interest rates

Business Term Loan

A secured loan for a specific amount to finance the purchase of capital goods or meet specific financing needs.

  • Longer term credit for equipment financing, leasehold improvements, & business expansion
  • Defined repayment terms for a fixed period of time
  • Competitive interest rates

Commercial Mortgage

Purchase, refinance, or improve owner-occupied, commercial and/or investment properties.

  • Finance investment properties such as office buildings, shopping centers multi-family rental properties
  • Acquire new sites to build upon or expand your present location
  • Use the equity in real estate to restructure or consolidate existing debt
  • Competitive fixed rates & repayment terms

Letters of Credit

For the high-end business, The Bank of Princeton will guarantee your purchases on credit.

  • Available for domestic purchases & transactions to qualified borrowers
  • Can be structured for performance or maintenance bond use

SBA and EDA Guaranteed Financing

The Bank of Princeton is an approved SBA & EDA lender participating in all of the programs offered by the SBA & EDA

  • Business acquisition financing
  • Machinery & equipment financing
  • Franchise opportunities
  • Commercial mortgages to acquire business location properties
  • Debt refinancing
  • Competitive interest rates
  • Up to 90% financing for your project or acquisition

For more information on our General Commercial Lending Products, 
please contact your local customer service representative today!